Niagara Falls Conference 2018

Sunday June 3 – Grand Ballroom

5:30 PM – 6:00 PM

Registration in the Pavilion Room

6:00 PM – 6:15 PM


Opening Remarks & Introduction of Key Note Opening Speaker

Conference Emcee - Mike Englert
B. Ed., EPC
Compliance Officer, Founding Faculty Member

6:15 PM – 6:45 PM

Opening Keynote Presentation

Dan Levitt, MSc., CHE

Executive Director Tabor Village, Adjunct Professor, Gerontology, Simon Fraser University, Adjunct Professor, School of Nursing, University of British Columbia, Board Member, Global Aging Network

Dan's Bio

Rethinking Aging:
Not the Traditional Nursing Home Grandma Lives In

Presentation Overview

Dan Levitt, challenges societal attitudes toward aging by introducing a new approach residential living. The goal of this interactive talk is to start a new conversation that reframes elderhood as an exciting stage in human growth and development. The conventional narrative of decline in mid-life and beyond has been reinforced by ageism from younger generations who fear eventually becoming part of the targeted demographic. This session will provide inspiration, insight and a new lens to view housing and care as a spring board for the greatest chapter in life.

Learning Objectives and Takeaways for this Educational Session:

1. Rethink aging from practical examples that challenge the current perceptions of elderhood.

2. Recognize that getting outside of your comfort zone presents opportunities for growth and development.

3. See that changing a culture requires insight from the lessons learned by others who have been successful.

Take home practical strategies to help you meet the challenges you face in your work and personal life. 

6:45 PM – 8:00 PM

Reception (Finger Foods, Punch) in Grand Ballroom

8:30 PM

Adjourn & Enjoy Niagara Falls

Monday June 4 – Grand Ballroom

7:00 AM – 8:45 AM

Breakfast at IHOP Restaurant / Registration in Grand Ballroom

8:45 AM – 9:00 AM

Opening Remarks – Mr. Mike Englert B. Ed., EPC

9:00 AM –9:50 AM

Peter Wouters 

Peter Wouters, RFG., AIAA., ARP., TEP., FLMI., RHU., CFP., CHFC., ACS., ALHC., CPCA., CHS., AFSI., EPC

Founding Faculty Member & Faculty Chair CIEPS
Peter's Bio

Retirement Income Planning:
Changing Times- Changing Processes

Presentation Overview 

This session  is a thought provoking overview of various  commonly used  and longstanding  Accumulation and Retirement Principles that may not work in Decumulation, or spending phases during retirement, certainly not in today’s day and age.
Rather than be helpful in an advisor’s process or a client’s understanding of assumptions, these principles may in fact hinder  success or be toxic to your clients’ financial health in retirement. 

10:00 AM – 10:50 AM

Rochelle Martin RN, BScN, MDiv, CPMHN(C)

Funeral Alternatives (supporting home-based death and funeral care)

Rochelle's Bio

Funeral Alternatives - Bringing after-death care back home

Presentation Overview

A generation ago the baby boomers brought back home births. Recently there has been a resurgence in home-based end-of-life care.  As a natural extension of home hospice care, families are choosing to care for the bodies of their loved ones at home, after death.  Safe, legal, ecological, and inexpensive, home funeral care allows families and communities to come together in meaningful ways, to honour the deceased. 

Rochelle Martin, death educator and home funeral guide, will lead a workshop introducing family-directed after-death care and natural burial. 

This presentation will cover the following:

1. Deathcare: Where are we at?
- Pre
vailing Canadian after-death storyline: a “typical” march to the grave

2. How did we get here?
- history of funerary care in North America
- recent movement to reclaim family-directed deathcare

3. What are our options?

after-death care obligations, options and choices in Canada
legal, safe, affordable, and sustainable deathcare options

4. What is a home funeral?
- ”home funeral” definitions and possibilities

5. Why consider home funeral care?
- environmental and financial benefits
- community-building implications
- psycho-social-spiritual benefits of hands-on involvement in deathcare
- home funeral stories: many variations on a theme
- possibilities for home-based ceremony and ritual

- A Family Undertaking
video clip:

DIY Funeral Care - How to?
- NHFA’s “Home Funerals 101” document
- making informed decisions
- how to care for the body

7. Where do we go from here?
- educating our communities
- moving forward with confidence, courage, and conviction

In the Parlor video clip: https://vimeo.com/43712288

Conclusion: A community deathcare story.

10:50 – 11:00 AM

Coffee Break

11:00 AM – 12:30 PM

Jamie Stirling

OPP Provincial SAR Coordinator (Retired)

President, Ubimodo Ltd.

Jamie's Bio

The Science of Search and Rescue (SAR)

Presentation Overview

Todays modern SAR approach is coordinated, systematic, using analytics, lost person behaviour, and modern tools. Jamie will explain how this approach is connected to the police response for searching for persons with Dementia, and how you can prepare your clients for the inevitable with todays aging population. 
You will also get a snapshot into the new tools and how technology is bridging the gap.

12:30 – 1:30 PM

  Buffet Lunch Provided – Grand Ballroom

1:30 PM – 2:20 PM

Kira Vermond
Kira Vermond, Hons BA, PWAC, ASJA, CANSCAIP

Freelance Writer and Editor www.vermond.ca

Kira's Bio

Choosing Where To Live Now

Presentation Overview

With more than 20 per cent of Canadians hitting retirement age within the next 10 years, many seniors will be looking for ways to make their savings and pensions last for the future and pay the bills today. But does selling their largest asset, their home, and moving to a new building, neighbourhood or city make financial – and emotional – sense?

In this session, Kira Vermond, longtime journalist and columnist for publications such as The Globe and Mail, MoneySense and Chatelaine, as well as author of the award-winning children’s book, Why We Live Where We Live, will examine questions senior homebuyers should ask before making the big leap.

Learn about the importance of “personality of place,” proximity to family, community engagement, climate and the impact of life-changing technologies on choosing where to live. Can’t imagine selling the house anytime soon?

Learn tips for when and how to plan for aging in place safely and independently.

2:20 PM – 2:30 PM

Coffee Break

2:30 PM – 3:20 PM

Peter Aarssen, CFP, CLU, CH.F.C., CAFA, EPC

The Elder's Spokesman

Peter's Bio

The Changing Face and Pace of Elder Care

Presentation Overview

While increased personal longevity is becoming an accepted and celebrated fact among Canadians, it does not come without consequences and heralds a litany of unprecedented changes and challenges for us all.

These changes have and will continue to impact many aspects of life: familial, social services and security, care giving support, roles and responsibilities. These changes will redefine one’s own expectations for their future; living longer in retirement than the years they formally worked!

This session will initially alarm participants then work to allay those fears with what can be done today, to prepare for a radically different tomorrow.

3:30 PM – 4:20 PM

Rick Atkinson, MBA, B.Comm., CMC, CHRP
Retirement Advisors

Rick's Bio

Strategies for Retiring Right

Presentation Overview

Worried you won’t have enough money in retirement?  Concerned about losing your work identity? Envisioning where you will live after you leave work? Wondering how your relationships will change with your family, friends, and partner?   

Whether you are considering retirement planning or are already retired, Strategies for Retiring Right! will help you build a personal retirement plan to enhance your life after work.  With its profound insights, lessons from true stories, and self-reflective exercises, it provides a pathway for you to make a successful transition from work to retirement.

Learning Objectives:

Participations will learn the essential topics for inclusion in a holistic retirement plan including:

·        The importance of having a detailed vision of retirement

·        Determining how much money is enough (in retirement)

·        How to build a balanced leisure, health & wellbeing strategy

·        Steps to revamping one’s social circle in life after work

·        How best to determine the future suitability of one’s home

·        Using legacy to guide retirement actions

·        How to find and use a retirement mentor

The role of the financial advisor in assisting clients create their holistic retirement plan.

4:20 PM – 4:30 PM

Closing Remarks, Adjourn & Enjoy Niagara Falls

Tuesday June 5 – Grand Ballroom

7:00 AM – 8:45 AM

Breakfast at IHOP Restaurant / Registration in Grand Ballroom

8:45 AM – 9:00 AM

Opening Remarks - Mike Englert B.Ed., EPC

9:00 AM –9:50 AM

Mike Englert B. Ed., EPC

Founding Faculty Member,  Compliance Officer - CIEPS
Mike's Bio

The New Improved Twenty-First Century Elder

Presentation Overview

Times have changed. Elder needs and desires have changed. Twentieth Century bromides won’t help Twenty-First Century elders – in fact, they’re actually counter-productive.

In this session we’ll look at what the new crop of elders really need and want and at how you can position yourself to help.

10:00 AM – 10:50 AM

Mike Danks CLU., AIIC, EPC


Mike's Bio


Retirement - New Times: New Options

Presentation Overview

Times are changing sang Bob Dylan. The process used to be: work, retire, die.

The new process is: Work, retire, retire, retire, die. Retirees today are living 3 times longer.

The old options are not working for many. A new option could be…Start a Business. It's not for every Boomer but the stats show Boompreneurs are growing.

Two years ago, I was sitting at an EPC conference in Niagara Falls where I was a sponsor. I was hearing lots of good information, some of it was eye opening.

I could not believe that 51% of retirees were living on CPP and OAS as their only source of income, and I was about to turn 65.

My solution to retirement was to never retire.  I was having too much fun.  I believed I would retire when I got old.

I have a great lifestyle and I attribute that to owning my own business. 

I know many people over 65, the majority are smart, active with great knowledge, skills and talent.

I have a farmer neighbour who is now 87 and living in a retirement home.  He sold me his farm 21 years ago and for 20 years he has worked hard trying to keep busy while living in the retirement home.

I have another farmer neighbour who is 87 who is still farming, up at 5:00 a.m. and he plansto retire when he gets old.  He is active and bright and has a purpose in life. 

My belief is that owning your own business is what's going to revitalize Canada.

If you look at the demographics and stats, this is a very viable solution to prolonging retirement.

That day in Niagara Falls, I put together BOOMPRENEURS.CA to help Boomers start a business.  I don't have all of the right answers, but I know the answers are out there and together we can find them.

To me, starting a business is an option that should be explored by every Boomer, so let’s get started!

A new option for planners to present to their clients as part of the overall financial and estate planning process, when addressing retirement issues and where the income to live on will come from.
This interactive presentation will give you food for thought.


11:00 AM – 11:50 PM

Marg Manias, CHS, LTCIS, EPC
CIEPS Faculty Member

Edward Jones

Marg's Bio

The Coming Tsunami in Providing Aging and Care Solutions

Presentation Overview

This was the heading in the Huffington Post August 29, 2011… Grey Tsunami: Canada Health System Can Handle Aging Population, According to University of British Columbia Study.

The article went on to say…” Fears that Canada's aging population could lead to soaring health-care costs may be greatly exaggerated, say researchers, who suggest that the predicted "grey tsunami" may turn out to be more like a "grey glacier."

Here we are 6 short years later and the reality of what Canada is facing is so very different than the headline from 2011.

This high energy presentation captures the financial realities of aging and care and, how these will inevitably impact both individuals and governments in the next decade.  

Are there any answers?  There are, and we need to look to the insurance industry for many of them. 

Marg will look at the decreasing amount of Insurance companies who are offering Long-Term care vehicles and offer some ideas through the use of the financial and estate planning process to help structure various solutions to help look after the dollars required to take care of the impending care financial shortfalls. 

12 Noon – 12:50 PM

Jim Ruta BA., RHU., EPC
Founding Faculty Member CIEPS

“The Re-Energizer”

Jim's Bio

Crack the Retirement Planning Code

Presentation Overview

Too few consumers plan properly for retirement. According to studies, the reason is that the complexity of issues makes planning for retirement challenging and frightening at the same time. That causes avoidance and later, disappointment.

Advisors from all disciplines can crack the retirement planning code and help their clients get the best retirement they can with an all new approach – the “If money were no object” planning strategy (IMWNO Plan). Consumers get an inside look at how they can plan for their own retirement from several angles.  The innovative IMWNO Plan encourages planning by first outlining what’s possible and then helping arbitrate wants and allocate budget. So, rather than building a mediocre retirement plan, consumers and clients uncover their best one.

This all new concept and presentation strategy demonstrates the new process, so any advisor can help more people retire better and consumers can get their best retirement. Here’s how to crack the retirement planning code for a better retirement and better business.

12:50 PM

Closing Remarks , Adjourn & Enjoy Niagara Falls


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