Niagara Falls National Elder Planning Issues Conference 2019

Sunday June 2, 2019 – Grand Ballroom (Agenda Subject to Change)

5:00 PM – 6:00 PM

Registration in Grand Ballroom

6:00 PM – 6:10 PM

Mike Englert
B. Ed., EPC

Founding Faculty Member, Compliance Officer CIEPS




Opening Remarks & Introduction of Key Note Opening Speaker

6:10 PM – 6:30

Honourable Raymond Cho's BIO

The Honourable Raymond Cho, Minister of Seniors and Accessibility

6:10 PM – 7:00 PM 

Rick Atkinson
Rick Atkinson, MBA, B.Comm., CMC, CHRP

Rick's BIO

RA Retirement Advisors

  Life After Work – Go-Go – Slow-Go – No-Go Years.
A Holistic Approach to Old Age & Loneliness

What Your Client Need to Know!


What’s keeping boomers up at night?

Holistic retirement Explained

Go/Slow/No-Go Years – What’s ahead?

Role & steps to helping a client

Rick will discuss the following points:

- Actions of successful retirees

- Life expectancy

- Clients are demanding more

- Recent survey

- Payoff for Advisors

- Retirement is much more than the money

- Visioning & Sharing

- Retirement Report Card

- Payoff for Clients

 - Go-Go Years Compared to Slow-Go / No-Go Years

- Research

- Question of Moving?

- Solutions/conversations for Slow-Go/No-Go Retirees

Rick will close his presentation with a group discussion tying this all together.


7:00 PM – 8:30 PM

Reception (Finger Foods, Punch) - Grand Ballroom

8:30 PM

Adjourn & Enjoy Niagara Falls

Monday June 3, 2019 – Grand Ballroom

7:00 AM – 8:45 AM

Breakfast at IHOP Restaurant / Registration in Grand Ballroom

8:45 AM – 9:00 AM

Mike Englert B. Ed., EPC

Opening Remarks

9:00 AM –9:50 AM


Founding Faculty Member & Faculty Chair CIEPS

Peter's BIO

Making the Connection: Strengthening the Relationship

Gone are the days of the one size fits all approach to financial, estate and retirement planning, if those days ever could withstand close scrutiny. Ongoing studies and feedback from consumers are unveiling new realities about what's important to them, how they want to be treated, the importance of a holistic approach to client development and why it's relevant for professionals who service them. 

This session provides thoughts and factors that show how embracing holistic, comprehensive financial planning can provide a way for advisors to survive, let alone thrive in this much more demanding, discerning and disruptive world. Attendees will learn how this approach focuses on helping aging clients achieve their financial and life goals. Equally important, attendees will find out how It helps clients achieve their life purpose and sense of fulfilment. It can do these things while providing clients with a roadmap to navigate the difficult decisions they need to make in their lives—many of which have financial implications.

10:00 AM – 10:50 AM

Peter Shuparski BA, EPC

For Seniors Only Inc.

Peter's BIO

Holistic planning for Aging Canadians

Approaching homecare from a holistic point of view, offer many challenges to those of us working in the field.  The provision of personal care services such as showering, toileting or dressing are indeed essential, but these services are only a small piece of the big picture.  We need to invest in meaningful homecare services that address these needs certainly, but we need to ensure that the client’s emotional, social and mental needs are met. A holistic approach to homecare delivery would also include financial planning as well. As we have planned for our retirement years while we were employed, we need to look at including homecare services in the mix for our senior years. Plan to be spending out of pocket dollars for homecare because the current model of government funded care is unsustainable.
New models of affordable housing is a must. We can no longer just house seniors in large apartment buildings or retirement homes. We need housing that meets their basic needs for shelter, but we need
to look to tending to their psyco/social needs as well.


10:50 – 11:00 AM

Coffee Break

11:00 AM – 11:50 AM

Donna Ritch
Donna Ritch RN,  EPC

Faculty Member CIEPS

Donna's Bio

Connections:  How Nourishing the Mind and Spirit of Elders Helps
The Aged And The World

This session will explore current research, insights of elders and how a new model of elder friendly homes can facilitate a rich whole life.

Topics will include:
What researchers say about importance of elder mind and spirit health
Nourishing the elder’s learning spirit
Exploring faith and spirit needs as part of a holistic lifestyle
Learning from elders…the carriers of memory and life experiences.
Suggestions and tips to support elders mind and spirit
The role of ‘sense of purpose
The pleasure that ‘fun’ adds to elder’s lives
Lessons about successful ‘happy living’ facilities that enrich lives

12:00 NOON – 1:00 PM

Buffet Lunch Provided - Grand Ballroom

1:00 PM – 1:50 PM

Mike Danks
Mike Danks CLU., AIIC, EPC
President, Boompreneurs

Mike's Bio

Don’t Retire, Improve Your Life

Times are changing sang Bob Dylan. The process used to be: work, retire, die.

The new process is: Work, retire, retire, retire, die. Retirees today are living 3 times longer.

The old options are not working for many when it comes to having enough income to retire on. A new option could be…Start a Business. It's not for every Boomer but the stats show Boompreneurs are growing.

This is a new retirement option for planners to present to their clients as part of the overall financial and estate planning process, when addressing retirement issues and where ADDITIONAL retirement income to live on will come from. 

Mike’s belief and vision is that owning your own business is what's going to revitalize Canada and at the same time provide much needed income for your clients and prospects.

This interactive presentation will give you food for thought.

2:00 PM – 2:50 PM

Teresa Schnurr
Teresa Schnurr Wakelin BA., B. Ed., EPC

Home Once Again

Teresa Schnurr's Bio

Raising the Stakes -   How A Holistic Approach Can Help Seniors Find the Right Retirement or Long-Term Care Home 

When it comes to searching for a house, it is wise to consider not only needs (price, location, size) but also wants (features and lifestyle).  The same is true when it comes to finding a retirement or long-term care home, except the stakes are higher. 
After all, when we buy a house, it has little impact on the meals we eat, the people we spend time with, or the activities we pursue.  But our choice in a retirement or long-term care home impacts all of these. 

A holistic approach is, then, of utmost importance in the search. 

  • This presentation will cover key aspects of the retirement home and long-term care home search including:

  • The discovery process (understanding needs and wants)

  • What homes have in common

  • What options are available in these settings

  • Seniors' rights when it comes to retirement and long term care homes and what to be mindful of in the search.

2:50 PM – 3:00 PM

Coffee Break

3:00 AM – 3:50

Melanie McCallum
Melanie McCallum

Canada Protection Plan

Melanie's Bio

Simplified Financial Strategies for Achieving Peace of Mind

Our lives are filled with many difficult financial scenarios that can ultimately leave us feeling confused, stressed and unsure of the future. This is especially true for the aging population of Canadians, many of whom are underinsured or have not saved enough for retirement.

4:00 PM – 4:50 PM

Laurie Martin
Laurie Martin CTTS., EPC., CIRS

Life Interrupted Inc.

Laurie's Bio

Take Care of You and Your Client like an Emergency Responder 

Advisors are a lot like emergency responders: Whether it is a catastrophic weather event, health emergency, family tragedy or unexpected job loss, advisors are there to help their clients deal with the crisis in a holistic way.
Learn how you can easily help your clients through a down point in life, while keeping yourself strong,resilient and crisis-ready.

This means dealing with both the financial and emotional repercussions -vulnerabilities and difficult conversations that are part of any crisis. Like emergency responders, you also need to know how to keep yourself safe and effective while helping your clients through a down point in life.  

Martin helps you gain a new awareness and appreciation for the strength of the human spirit and learn how to develop extraordinary lifelong client relationships.

Learn how you can easily help your clients through a down point in life, while keeping yourself strong,resilient and crisis-ready.


4:50 PM

Closing Remarks, Adjourn & Enjoy Niagara Falls

Tuesday June 4, 2019 – Grand Ballroom

7:00 AM – 8:45 AM

Breakfast at IHOP Restaurant / Registration in Grand Ballroom

8:45 AM – 9:00 AM

Mike Englert B. Ed., EPC

Opening Remarks

9:00 AM – 9:50 AM

Jim Ruta

Jim Ruta BA., RHU., EPC

Jim's Bio

Founding Faculty Member CIEPS

What does Life Insurance have to do with Retirement?

The proper application of life insurance, well before and in retirement can have a significant impact on the quality of the retirement experience, not just their legacy like you might expect.

This is particularly true for the new Hybrid Retirement style developing with boomers today.
This presentation draws on Jim Ruta’s book, “Don’t Worry, Retire Happy – Seven Steps to Retirement Security for Canadians” and gives advisors and consumers an insider’s look at why they want to include life insurance in their retirement planning.


10:00 AM – 10:50 AM

Audrey Miller
Audrey Miller MSW., RSW., CCLCP

Audrey's Bio

Managing Director
Elder Caring Inc.

Stories from the field;
The Only Normal Families Are the Families You Don’t Know

More and more of us are going to find ourselves alone.  What does this mean for living well and for making care and financial decisions?  Who will help us and who will care for us?

Every family has its challenges. Audrey will share lessons she has learned  re: family communication and long distance caring, powers of attorney and aging alone.

This presentation will co

- A general overview

- Who’s left? Older client who does not have family

- Dementia Overview

- How capacity impacts all decisions (personal care and financial)

- Who will care? Use of Nursing-Care Robots – Japan’s perspective

This promises to be a very interactive session.

11:00 AM – 11:50 AM

Kevin Brady
Kevin Brady

Kevin's BIO

Managing Partner, NFP Canada, Chairman and Founder, Advica Health

Achieving High Performance Personally & Professionally by Protecting Your Biggest Asset : “Your Health”

A Holistic approach means to treat the WHOLE person. Holistic health is a belief that both the physical and mental aspects of life are closely connected and factor into the overall health and wellness of a person.

Kevin Brady’s key message for this presentation is simple, “You are no good to your clients, family or friends without your health.”

Kevin has found  that the one thing that seems to slip for busy, successful people is their health.

A few years ago, Kevin had an “awakening.” He will share his story and his journey to where he is today.  Kevin wasn’t always healthy!

His goal is to share with you the things he has done and learned towards better Health.

His presentation will cover the following points:

My Life Changing Experience - My Marathon story

My Second Life Changing Experience - Executive Medical
How he took control of his health to become healthier - very quickly.
Kevin will share the key items that have led to his health transformation - Key Takeaways that you can use

What I am currently doing to continue to get and stay healthy daily.

Kevin’s goal is to help you have a healthier, happier and more fulfilled personal and business life.
When your life is in sync, you will be in a position to “Achieve High Performance” and be the best you can be for your clients, customers and prospects.

12:00 AM –12:50 AM

Mike Englert
B. Ed., EPC

Founding Faculty Member, Compliance Officer CIEPS

Self Actualization: The Final Stage in Holistic Aging

The ultimate goal of “holistic aging” (with its’ focus on addressing biological, psychological, social, cognitive and aesthetic needs) is a state of self actualization.

People who are self actualized are objective, creative and spontaneous. They’re also unpretentious, unconventional and independent thinkers who have a great appreciation of basic life experiences.

Sadly only about 2% of the population becomes self actualized. Most people – including most elders – are fearful, closed and defensive. Their thinking tends to be subjective, constrained and conventional. They lead lives of quiet desperation and never reach their full potential.

In this presentation we will look at some of the key traits of people who are self actualized in order help build a road map to self actualization - a roadmap that should prove helpful to both us and our elder clients.


12:50 PM

Closing Remarks, Adjourn & Enjoy Niagara Falls




Canadian Initiative for Elder Planning Studies Inc.
203-4438 Ontario Street, Beamsville, ON L0R1B5

Toll Free Phone 866 833-8606  Toll Free Fax 866 209-5111

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